Schedule with Erin
Finding a therapist who is a good fit is one of the most important* parts of the process. I offer complimentary 20-minute consultations as a first step for scheduling an intake with me. These are an opportunity for you to share a little bit more about you and what's bringing you in, as well as ask me any questions that you might have.
*no, but really! The data shows that the therapeutic relationship has more of an impact on outcomes than the techniques used.
I recommend weekly sessions at first so we can build rapport, clarify your goals, make a plan for our work together, and then get some traction in the work. Less than weekly sessions are recommended when you’re preparing for the transition out of therapy. Less frequent sessions or an end to our work together is open for discussion at any time.
Optional, Extended Initial Intake | 75 minutes | $245
Standard Session | 45-55 minutes | $165
If you do not request an extended initial intake, we will do your intake within 1-2 standard sessions.
I don’t accept insurance, but as a licensed clinical professional counselor my services are insurance reimbursable. If you have out-of-network mental health benefits, you can use the superbills we provide to seek reimbursement from your insurance company. Your insurance company can answer your questions about whether your plan covers out of network mental health services, what the deductible is, and how much they reimburse.
Out of network benefits... superbills... Erin, what is this is gibberish?
Out of Network Benefits
Out of Network Benefits refers to coverage that some people have from their regular health insurance. Whether you have OON benefits depends on your specific insurance plan. Most folks pay between $40 and $80/session with OON benefits, after meeting their deductibles.
Question to ask your insurance company. . .
What is my out-of-network deductible?
This will let you know how much money you need to spend out-of-network before your benefits will kick in. I have seen plans have deductibles as low as $500 and as high as $3,000.
How much of my out-of-network deductible has already been met?
Finding out how much you’ve already spent will let you know how much more you need to spend in order to meet your out-of-network deductible. For example, if your out-of-network deductible is $1,000 and you’ve already spent $850, you will only need to spend $150 more before your out-of-network benefits kick in.
What is my policy period?
A “calendar year” policy starts on January 1 and ends on December 31. A “policy year” policy is a 12 month policy that will have a different start and end date, for example, August 1-July 31. It is important to determine your policy period when factoring in how much more time you have to meet your deductible.
What is my coinsurance?
Your share of the costs of a covered health care service, calculated as a percentage (for example, 20%) of the allowed amount for the service. You generally pay coinsurance plus any deductibles you owe. (For example, if the health insurance or plan’s allowed amount for an office visit is $100 and you’ve met your deductible, your coinsurance payment of 20% would be $20. The health insurance or plan pays the rest of the allowed amount.) See a detailed example. If they ask for a CPT code, the one I use is 90434, 45-minute psychotherapy session.
How do I submit for reimbursement?
Typically, you will need to obtain a Superbill from your therapist and submit it to your insurance company. A Superbill is a document your therapist will provide to you that will include dates of service, a diagnosis code, a CPT code, and your therapist’s NPI and EIN numbers. Insurance companies have different ways to submit the Superbill, typically through snail mail or fax. There are also apps, such as Reimbursify, that can facilitate this process for you.
How long do I have to submit my superbill?
There is a time period after the “date of service” to submit the Superbill to your insurance company for reimbursement. So far, I’ve seen this range from 90-180 days. Make sure you find out how much time you have to submit the Superbill after “the date of service” when calling your insurance company.
Information for this section is borrowed from a Mindful Living Counseling Services blog post